Many families worry about paying for a senior living community for their elderly loved ones. Does Medicaid pay for assisted living? Florida’s Medicaid program does not directly cover assisted living. However, there is a long-term care waiver that eligible residents can use to offset the cost of care at Summer’s Landing in Lynn Haven, FL. Learn who may be eligible for the waiver and how to apply, and reach out to our senior living community to learn more about our programs and services.
Does Medicaid Pay for Assisted Living?
While Medicaid does not directly pay for assisted living, those eligible for the waiver can receive reimbursement for assistance with the activities of daily living. As part of our policy on transparency, we always share our prices online. Residents choose from apartments or suites and different tiers of assisted living programs.
If you need assistance determining the level of care and room type for yourself or an elderly loved one, we are happy to answer any questions you may have.
Who Is Eligible for the Waiver?
Residents of a senior living center can apply for financial assistance for long-term care. Applicants who meet the following eligibility may receive help through the state’s Medicaid waiver program:
- 65 or older
- Resident of Florida
- Enrolled in Medicare Parts A and B
- Monthly income less than 300% of the Federal Benefit Rate (currently $2,250)
- Nursing home-eligible
- Assets less than the maximum allowed for Institutional Care Programs
The Long-Term Care Waiver is not an entitlement. This means that seniors who apply may have to join the waiver waitlist for an extended period.
Applying for the Waiver
Florida has a program that handles needs assessments for the Medicaid waiver that partially covers assisted living services. As part of the Comprehensive Assessment and Review for Long-Term Care Services, the state evaluates seniors seeking assistance for their long-term care.
Long-Term Care Insurance
If you have long-term care insurance, you can use it to pay for skilled and non-skilled care. Policies range widely, so it’s important to consult with your insurance provider to understand your options under the policy.
Long-term care insurance can be expensive and the premium increases with age. Therefore, it’s important to purchase this insurance as soon as possible to get the best return on your investment. Some policies only cover nursing homes while others pay for adult daycare, medical equipment, assisted living, and other services.
What Assisted Living Services Does Summer’s Landing Offer?
Compassionate caregivers in our community provide assistance with dressing, bathing, toileting, and other activities of daily living. You can rest easy knowing your loved one is in the hands of experienced caregivers at all times.
Other services included in our assisted living services include the following:
- Housekeeping
- Maintenance
- Laundry services
- Dining services
- Scheduled activities
- Health services
- Exercise classes
- Transportation arrangements
- 24-hour security
We also provide medication assistance for residents who rely on medication for health and wellness. Additionally, our chefs consider residents’ preferences when planning menus and cater to special diets ordered by the doctor.
Reach Out to Our Senior Living Community Today
Does Medicaid pay for assisted living? Technically, no. However, with a little due diligence, you can apply for the Medicaid waiver and possibly receive aid for the cost of assisted living care but not room and board.
Families looking for an assisted living center for their elderly loved ones are welcome to visit our facility. Come share a meal and take part in some of the activities that keep our residents entertained.
Our senior living community focuses on establishing personal care plans for each resident. Part of our elderly care philosophy includes encouraging independence and respecting the dignity of our residents. Contact us at 850.265.9829 to learn more about our services and to schedule a tour.
